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Eftpos plummets in popularity as newer forms of payment emerge
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You make a good point about size of the transaction, the 0.40c fee is much more significant for small, single digit dollar purchases. Another way where a coffee shop is hurt more than a mechanic repair in the hundreds. Mentally, I'm more likely to tap and go for a coffee than an oil change.
I see surcharges at cafes regularly, but not often anywhere else. I spend far more time in coffee shops than mechanics, which might explain it.
Because my experience is largely with surcharges at cafes and other hospitality, this may shape my opinion of them.