A Boring Dystopia

13734 readers

14 users here now

Pictures, Videos, Articles showing just how boring it is to live in a dystopic society, or with signs of a dystopic society.

Rules (Subject to Change)

--Be a Decent Human Being

--Posting news articles: include the source name and exact title from article in your post title

--If a picture is just a screenshot of an article, link the article

--If a video's content isn't clear from title, write a short summary so people know what it's about.

--Posts must have something to do with the topic

--Zero tolerance for Racism/Sexism/Ableism/etc.

--No NSFW content

--Abide by the rules of lemmy.world

founded 2 years ago

MODERATORS

givesomefucks@lemmy.world

138

Everything on credit (slrpnk.net)

submitted 10 months ago by bane_killgrind@slrpnk.net to c/aboringdystopia@lemmy.world

18 comments fedilink hide all child comments

you are viewing a single comment's thread
view the rest of the comments

[–] bane_killgrind@slrpnk.net 10 points 10 months ago (2 children)

Enabling it everywhere facilitates people purchasing things they can't afford and fucking themselves.

The picture is funny but the real thing is filling up a cart with everything needed for a renovation, failing to pay a payment and having it cost you more than list price with the hidden, past due accounts owe us 30% interest plus fees type of paradigm.

[–] deegeese@sopuli.xyz 3 points 10 months ago (4 children)

If you need to borrow money for a renovation, a HELOC is way cheaper than a credit card.

IDK how much we need to protect stupid people from themselves.

[–] sp3tr4l@lemmy.zip 11 points 10 months ago

Quite a lot, actually.

https://www.creditkarma.com/about/commentary/americans-have-a-net-worth-problem-and-its-not-positive

More than half of Americans don’t know how to calculate their net worth (51%)

Nearly one-third of Americans have a net worth of $0 or less (31%)

And thats over a year old, its getting worse.

[–] bane_killgrind@slrpnk.net 4 points 10 months ago

They are practically disabled so hopefully more than we are doing.

Ignorant people need protection too. It's not like predatory lending is a thing thought in schools.

[–] KeepFlying@lemmy.world 4 points 10 months ago

Not everyone has access to the financial education that teaches you how bad this is. I see so many people that don't actually understand how credit cards work because they "just got one" after signing up for a rewards program (basically, got scammed into signing up).

[–] desktop_user@lemmy.blahaj.zone 1 points 10 months ago

foot-guns are a natural part of the internet and are crucial for its ecosystem.

[–] shalafi@lemmy.world 1 points 10 months ago (2 children)

We can't make laws to block all human stupidity.

[–] lemming741@lemmy.world 8 points 10 months ago

No, but we can block the predation

[–] Codilingus@sh.itjust.works 1 points 10 months ago

"There is no such thing as idiot proof, only idiot resistance."