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Mildly Infuriating
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Competent people who don't care about the cause shouldnt take the job at all. People earning 8 figures shouldnt expect to make the same at a charity. Greed and altruism are values or qualities a person can possess and I dont think they can exist in the same person.
The United Health CEO thought he was altruistic, his family does as well. Its pretty clear the vast majority of people see greed there, not altruism.
Greedy people simply shouldnt be in charge of helping people.
I don't think anyone is deluded enough to think for-profit insurance does anything altruistic. There is comparison at all between UHC and a charity.
In a purely ideological way I see and understand what you're saying. In practice what I read from your message is "Charities should pay less and take who they can get". Maybe there's a competent altruist, and then maybe charities and nonprofits that don't get competent staff at a "charity appropriate salary point" can just... dissolve or something? And they should do that whether they have the money to pay more or not, because charities paying more money is just flat distasteful.
Essentially you have it right, although I wouldnt say charities should dissolve as a rule. If there aren't enough people to do the work with the right goal in mind though I dont think the answer is to pay more and get capitalists in the door.
I have a strong aversion to greed minded people in general though so I'm very biased here.