I don't disagree with you. We can't simply replace insurance companies with a public version and expect everything to be okay. But Medicare and Medicaid seem to work really well for a lot of people. They can simply expand it, and then private insurance can still exist as a supplement if someone wants.

But what we really need is more regulation, everywhere, on almost all industries.

Gotta kill citizens United, and make superpacs illegal. When money gets out of politics, is when we'll finally see some change.