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PEGI is a pissing joke.
(lemmy.world)
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I've played RPGs, aimed at kids and young adults, with full-on casinos in them that didn't get this rating. Belatro has no microtransactions, there's no real money involved after purchasing the game itself. I would say it's less harmful than learning actual poker or blackjack in a kid's JRPG, since Belatro is not a real game that a person could ever play in real life.