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this post was submitted on 20 Aug 2023
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Asklemmy
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If that happens to your 401k, that's your fault. As you get older you are supposed to shift things to be more conservative... You can even put your money in things that are guaranteed to not go down. There are target date funds that do this for you without you having to think about it (although I think target date funds are a little too conservative from the start).