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Tesla knew Autopilot caused death, but didn't fix it
(www.theregister.com)
This is a most excellent place for technology news and articles.
Increased rates aren't a punishment they're a risk calculation and insurance (outside of maybe property insurance in case a tree falls on the car for example) may not even be needed someday if everything is handled automatically without driver input. Why are you so stuck on the punishment aspect when these systems are already preventing needless death?