this post was submitted on 15 Apr 2025
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A commenter on the site made the same comment, but I find it difficult to believe that insurance companies won't adapt more quickly to marked increases in vandalism.
If they don't immediately raise rates, then they will make less profit.
If their competitors do raise rates, then the Tesla owners will flock to the ones that didn't raise rates and those companies will end up with reduced profits due to having more Tesla's and thus more claims to cover.
Vandalism makes the news, especially around here. As a proportion of the total number of Teslas, vandalism is minuscule.
Even their text goes against the headline:
Agreed, but give that people didn’t start aggressively lashing out against Musk until after inauguration and after DOGE started doing shit, I imagine the earliest proactive rate adjustments would be rolling in during March at the earliest.
Vandalism will 100% raise rates, but the date cutoff strikes me to me too early for that to show in the data.