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this post was submitted on 26 Aug 2023
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Asklemmy
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Cash on delivery exists. Also, we can buy Amazon gift cards with Monero.
But yes, boycotting all banks seems impractical.
Amazon delivers value to me, banks are rent seeking middlemen that want a cut of every transaction and control of all capital and deliver no value whatsoever.
I may use banks in the future if I have a better reason than "debit card" but I'd probably use a credit union if I needed more than that anyway.
The bank takes the cut anyway, it is by and large offloaded to the vendors. The bank takes a nominal “service fee” that I generally “get back” many times over in creditcard cashbacks etc, plus it ensures my purchase. Hard to actually see the benefit of using cash only.