this post was submitted on 27 Jul 2025
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[–] infinitesunrise@slrpnk.net 19 points 2 weeks ago (2 children)

I've had my debit card information stolen before. My bank knew before I did, cancelled the fraudulent charges, and refunded my money without any action on my part. Doesn't seem like a credit card would have been any advantage in my [admittedly anecdotal] case.

Banks can, but they're not legally obligated to. With a credit card they are. (US)

[–] NateNate60@lemmy.world 1 points 2 weeks ago

In the US if someone takes your debit card and enters the correct PIN, the transactions are permanent, and the bank has no obligation to give your money back (and if they choose to do so it would be out of their own pocket).