this post was submitted on 14 Aug 2025
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Privacy
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Convenience and security probably.
The website version of a lot of banks require you login (each time) with a customer numer and then random letters from your password and or pin, which takes forever so I never bother unless I need the website.
Im (more) paranoid whenever I use a sensitive website. Quadruple checking the domain name, am i on https (even tho i use no-http and have a password manager). It's a bit more relaxing using an app.
Theres probably some security downsides (other than user error), but a modern banking site shouldn't suffer much since they invest heavily in locking down their shtuff.