Ask Lemmy
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Honestly, not being a dick and caveat for me not knowing shit about you, but if you are curious enough about the topic to ask, you should take a quick finance course. Not like enroll in college or anything. I wanna say there are tons and tons of free to access resources for learning how debt and assets work that will undoubtedly improve how you manage your own money.
Just to save the search (I use Udemy the most but definitely have not checked out all of these platforms personally, so do yo own due diligence lol)
PERSONAL FINANCE FOR SELF-RELIANCE COURSE - In our course of working with and developing courses in personal finance, we found that the best beginning program had already been developed. As such, we have received permission from the Church of Jesus Christ of Latter-day Saints to use their Personal Finances for Self-Reliance program materials on this website.
MONEY WISE FINANCIAL COURSE - This beginning course gives you a broad introduction to the many different areas of personal finance, with the hope that you will continue your study to understand better the topics covered in this website.
No idea who down voted you but holy shit, some people om here resent the idea of having to educate themselves.
Hopefully threat actors but JFC
Do we have a personal finance community on fedi?!
I am sure there is enough middle age cucks here to provide proper info for specific questions.
Let's mention some of them
!personalfinance@lemmy.ml
!fire@lemmy.ml
!personalfinance_us@lemmy.world
!personalfinanceuk@feddit.uk
!personalfinancecanada@lemmy.ca