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That makes perfect sense. I'm guessing people rarely drop out by choice. If you run into problems that prevent you from completing your degree, those problems probably aren't going to disappear just because you drop out, so it'll also affect your ability to work as well, and thus also your earning potential. As long as the prevalence of these issues is relatively small in the population, it'll get drowned out by everyone else in the no uni groups.
You can solve any academic problem with enough cash.
If you run out of money, you drop out. If you stressball and can't complete courses, you drop out.
I'm the first generation to attend college, so maybe that blue collar spirit and a little luck kept me mostly in jobs since then.