this post was submitted on 15 Sep 2025
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Agreed. One rule of the stock market is that while it might theoretically rely on sound fundamentals, it can stay irrational longer than you (or anyone) can stay solvent. It will inevitably fall screaming towards reality eventually, but there's no guarantee it will happen within any reasonable timeframe and expecting it to is dangerous. It's a rigged casino, the house always wins, and when they don't their goons will grab you when you try to leave. At this point the billionaires own pretty much the entire house, and their goons are running the world's largest military and police state. "Invest" at your own risk.
I think there is a fundamental difference now, the government has bailed out stocks twice in 2008 and 2020. Moved Heaven and Earth with the fed and indirect injections of capital to prevent the rich from losing money. So these stock prices reflect tax dollars billing them out in the downturn.
Why bother worrying about the downturn if the world bends over backwards to stop you hitting the ground?
It is basically impossible for Visa to go bankrupt, for example. The moment the threat looms, governments are going to leap in and save them. They're too big to fail.
Serious question. With inflation absolutely exploding everywhere, stock market being what you just described here, and property ownership being virtually impossible due to big corpos gulping everything up: how is anyone supposed to prevent their money from melting away nowadays?
I'm actually wondering if we're headed towards a deflationary event. I don't think the underlying customer base can support a lot of the prices now as wages have stayed well below inflation, plus I believe some of the inflation is artificial profit taking. Oil is half the price it was a few years ago, so transportation of goods should be a lot cheaper. Energy as a whole has been getting cheaper too as new renewable generation comes online, so those costs come down too.
The economists would think some deflation would be the worst thing ever, but the inflation spike of the last few years doesn't seem to have a solid foundation.
Economists cant tell you what time-frame everything must be slightly inflationary. They act like an economic quarter of deflation would be the end of the world after years of extreme inflation. Their models don't make any sense.
I moved all my 401k monies into international funds several months back. I’m killing it on my returns. I am not a financial advisor, however. (Not that I think most of them aren’t buffoons)
I offshored about half of my holdings, maybe Europe won't go down with the ship.
Planner wasn't happy the money left her firm but I got a real, "I get it" vibe. It did cost me some value in fees but I managed to do it right before I hurt my back and can't work so what's done is done.
May I ask what kind of returns percentage you are seeing?
It hasn't even been a full quarter but I try not to micromanage at all, I went with what my mom's guy suggested.