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How exactly do you define making money though? I already have more than $40 could I purchase a product worth more than $40 and then return it? Could I steal $40 from somebody and then give it back once my family is no longer going to explode? Could I explain that my family is going to explode and politely request the money in hopes that someone believes me? How long do I need to retain the money? What if I just take something I own to a pawn shop? What if I gamble and I lose $50 and then later I make $40, I'm $10 down but technically I made $40 in the last transaction, have I satisfied the requirement?