this post was submitted on 06 Oct 2025
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I never understood why it's legally mandatory to pay a private company just for the privilege to drive a metal death box (death metal box?) on poorly maintained yet tax payer-funded roads or get punished with debt if I don't?
Not sure if this is the case in the US but car insurance is supposed to cover the damages you cause when you destroy something with your car. Nobody cares if you can pay for the damage on your own car, but if you crash into my house or my car you better be able to pay the damages! That's why it is mandatory. To protect others from your actions.