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Microsoft is plugging more holes that let you use Windows 11 without an online account
(www.theverge.com)
This is a most excellent place for technology news and articles.
I could see them requiring government-issued ID. The age verification laws coming into effect in various states and countries make this a logical step for Microsoft. They might even start their own age verification service where you give them your ID and they vouch for your age with the sites you visit in Edge. Of course it would have the totally accidental side effect that everything you do on your computer could be monitored and legally tied to your identity.