this post was submitted on 06 Oct 2025
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[โ€“] tiramichu@sh.itjust.works 12 points 4 days ago (1 children)

Which is part of why it may feel like a scam, right?

Insurance should in theory be a good thing, but the manner of implementation means that on-paper costs are outrageously high, but yet your insurance company magically gets a 90% discount on everything for being "in network" - which you as an individual who wanted to pay for your own care couldn't benefit from.

It's the very definition of collusion.

[โ€“] lightnsfw@reddthat.com 1 points 4 days ago

Oh yeah I agree it's a scam but I'm just saying we don't really have a choice unless society as a whole buys into the doing a savings account by yourself thing. It's not feasible on an individual level because you won't save enough money to cover a medical issue.