this post was submitted on 06 Oct 2025
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I have been putting £60 a month aside for my 2 cats since they were born 14 years ago.
After 12 years, one of the cats got bladder stones. It took some effort to diagnose at first so he had blood tests, urine tests, more extensive blood tests, several vet visits and 2 x-rays. Once diagnosed, surgery was arranged and the stones were removed.
This completely wiped out my cat health fund.
I continued to put the money aside, and then the same cat developed diabetes. So I now have another monthly bill of ~£40 a month for insulin and needles.
My recommendation is to get insurance. Its always a gamble, but that money you spend on insurance could offset 1000's in vet care.