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Eggs are still double from last year. Gas is still rising. I paid $3 for $1.25 cookie mix.
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this post was submitted on 07 Oct 2025
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Except now banks have built in protection from bank runs. There's a reason you have a daily withdrawal limit on your accounts.
I only see daily limits at the ATM. If I walked into my credit union today, and said give me my $20,000 in large bills, there would be a meeting with a manager, but they would fucking do it.
OTOH, I'm with a credit union, basically the socialist version of banking. Cannot fathom how anyone other than a business with particular banking needs uses a bank. At my place I'm closer to being an owner than a profit center.
What are the benefits of switching to a credit union?
Yeah; my partner and I talked earlier this year about how switching to a credit union aligns better with our politics but, also, especially in this environment and after his "Fair Banking" executive order. I'll be more than happy to be done with banks, forever.
I did the exact thing with my credit union. Mine was a check since I was just moving it to a different credit union, but they did do it.
They've got legal obligations, including Know Your Customer and money laundering prevention that started around 10k when I was in school but idk what it is now. Structuring a transaction so as to avoid reporting requirements often does not stand up to scrutiny so it's not worth the risk. There's a kid I went to high school with who's doing 25 for first structuring his business to avoid reporting laws and then using the advantages of not reporting to defraud the government to the tune of 8 digits. Ask him how that is going if you need convincing.
This is why “debanking” is being scrutinized right now.
They know it’s coming.