this post was submitted on 06 Oct 2025
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you are justifying the scam by how it works in the law of a specific country here
Considering the fact that there are over 30 countries that have a civil code derived from the German one, I assume it's not just one country.
Besides you used health insurance in the USA as the only basis for your argument.
i'm also using car insurance. and not just US health insurance, this is a trend worldwide.
there are more than 100 countries in the planet. you could probably locate the 30 countries you are speaking of mostly in europe.
and if that system was any good, insurance companies wouldn't be one of the most profitable businesses in most of the world.