You may want to also check kycnot.me — any option could be a good option for you, including one where you purchase non-xmr then swap it to xmr, or you swap xmr to non-xmr then downgrade it to fiat (or gift cards if you’re purchasing anything) for backward compatibility.

There are several options where a bank account is unnecessary too (e.g. cash by mail), or an option with almost zero country restrictions. DYOR. Out of the box & good luck :)