Thank you, I hope that things go well for you and that you find success in whatever you need most out of life.

I always get downvoted to hell whenever I express my experiences and views on this. Many people are just in an absolutely miserable unfair financial situation with no easy way out. Many were goaded into terrible amounts of debt when they were young and dumb. Taking 50k in debt for a useless college degree you weren't really interested in right out of highschool and either paying exorbitant rent or mortgage for years on end just scraping by. It will make anyone bitter and resentful of those who managed to avoid such crushing financial debts and responsibilities.

Its easy to convince ourselves that its not our fault for the choices we make when life doesn't go well. Play the blame game and point fingers at unfortunate personal life circumstances, or a corrupt society, or an unfair economic system designed to make a few very rich and everyone else dirt poor, or whatever else. When the core of someones message is "You are ultimately responsible for your finances and the lifestyle choices you make, with proper planning, open mindedness, and willingness to compromise on some of the conveniences of modern living, you can still avoid crushing financial pressure in todays world" well its easy to see why a lot of people are mad and write it off as the words of the ignorantly privileged.