Hey, if the house is with what you are asking, you aren't paying any additional tax. If you want to try and wait a little bit longer to get like 10, or 20k above market value, hey, thats a conversation you could have with the Realtor, but as someone who is actively house shopping with a very limited budget, I've come across many houses marked 30-40% above market value. Someone desperate to get out of the rent cycle is going to buy those and they are going to get fucked. The houses are marked up so high that the break point for holding that real estate and only getting half of the markup is 7-8 years down the line. So yeah, I'm the one missing empathy when I suggest that the people and corporations pricie gouging other people out of necessary housing, should probably get fucking fucked just a little bit.