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Indeed
(lemmy.world)
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this post was submitted on 27 Oct 2023
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So the price without health insurance would have been anywhere between $40-100k, probably.
Ouch
It can be <$6,000 cash and I wouldn't be surprised.
This is the figure I once heard:
Delivering a baby with awesome health care plan: $12,000, you pay $2,000 (of course you pay more monthly for having this plan)
With mediocre health care plan: $8,000 and you pay $3,000
Without health care plan: $4,000 and you pay all of it.
The same $4,000 care is priced based on how much money they can get from you (or your plan)
Same delivery
How do poor people afford to have babies? Double whammy given the statistically higher number of babies and limited birth control options for lower incomes.
Oh ho, just wait till you hear about the costs of raising a child!
but seriously, that's a good question, and I have no idea 🙃
Actually, without insurance, it may be cheaper. Costs are massively inflated because it's expected that the insurance company will negotiate it down. If you have no insurance, they will probably bill you a more "reasonable" rate.
I was speaking more of the billed cost before we're expected to beg the hospital to be lenient so we don't get financially destroyed.
I was born at a hospital that couldn't charge my parents much because they barely had money to their names - through the same process.