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Mine is pretty much just for Microsoft Rewards now.
How do you get enough points for that to be worth it?
Bing website + Bing mobile app + Xbox mobile app + Microsoft Rewards app on Xbox. Takes about 15 minutes a day. Could've been 10 if MS's apps weren't so slow. It's very region dependent – some countries get more earning opportunities than others.
It paid off my Series S in about a year and a half. Any points I earn now are bonus.
..isn't 15 minutes a day for a year and a half like 130 hours? Pretty sure M$ is paying you about $3 per hour, I'd recommend getting a job