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Crypto genius
(lemmy.world)
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this post was submitted on 07 Dec 2023
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So if he goes to jail for only 5 he would still owe the bank? lol
Well it works where if it's non government debt and you don't pay for 7 years, it falls off your credit report. Of course if you had a car/home tied to it they would have taken it at that point.
But honestly at 5 years the collector will have mostly given it up and sold it to a debt collector for pennies on the dollar who call from time to time when they have nothing else to do.