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this post was submitted on 17 Jul 2023
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Cars - For Car Enthusiasts
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I think a big part of it is also financial literacy. No eduction on how to manage your finances whatsoever and people make dumb mistakes when paired up with predatory dealers/financing.
I'm kind of sick of the excuses, quite honestly. Yeah, there is a lot of financial illiteracy out there, but there is also more importation out there to teach people than ever before. A simple google search of "how much car I can afford" or "car loan calculator" will pull a ton of sites which give you good, honest results for what you can REALLY afford. But people rather watch influencers with their rented out Bentleys than search for financial advise.
You can lead a horse to water but something something 30% APR something something.