You do come off as a bit obtuse, and I think that what Gabu is trying to say is that only people should own residential property, not banks/hedge funds/corporations/etc. People should own their residence, and it shouldn't cost half their income. Renting can be beneficial, but it shouldn't cost as much as getting your own mortgage.

A cap on how many properties each person can own would help; no one needs more than a few properties. If residences aren't treated like an investment, prices would be more reasonable, and the barrier to entry lower. Then you could actually move place-to-place every 3 years, sell, and not get robbed by realtors who don't deserve the huge commissions they get on the already over-inflated housing prices.

Did you know that in some places, a seller's agent won't even talk to you unless you have a buyer's agent?

Anyway, small landlords aren't really the problem. It's the big boys who own whole buildings and neighborhoods, driving up prices just because they can. Stricter regulations need to be put into place to make those firms go back to gambling over their shitty stocks and not the roofs over our heads.