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Houston, we have problem
(coastal.climatecentral.org)
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this post was submitted on 06 Jan 2024
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It's not even just coastal areas and flood insurance. Where I live many people are having trouble getting fire insurance in rural areas due to increased risk of forest fires from the warmer weather and longer periods of drought.
Can't renew mortgages without fire insurance, can't sell properties if there are no buyers who can get it insured.
My dad's dealing with that one. First it was 50, now 100 feet of clearance required. Thankfully, state and local grants helped him out. Still, it cost a few thousand in labor.
At that point you don't even need fire insurance ๐ such a scam insurance is.
They make you reduce your risk so much that they will never be needed yet still demand yearly payment.