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this post was submitted on 15 Jan 2024
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Asklemmy
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You didn't mention if you were already doing this, but it's a good idea to have your credit card be tied in to some kind of rewards.
Example: I have a credit card that I use for all online purchases. I don't even carry it with me, it's just in my desk drawer at home. This card gives me the option to choose a category for rewards (groceries, restaurants, online, etc.) I chose online purchases and I use it to pay for everything I buy online -- Amazon, Chewy, Steam and other gaming platforms, anything PayPal, etc. I get cashback rewards for every online transaction, and every month I get the total accumulated cashback rewards deposited into my account that is set up to automatically pay for the credit card.
I get cash back on the other types of purchases too but the greatest amount is for the category that I've chosen.
Sorry if that was long-winded.