this post was submitted on 17 Jan 2024
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Politics

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[โ€“] MayonnaiseArch@beehaw.org 20 points 2 years ago (1 children)

If I try to spend more than I have it just doesn't work. Nobody charges me for it. But then I can just transfer funds from my account to another, no need for apps and shit, and it costs zero money to do it. You can probably guess I'm not from Murica (where Jesus lives)

[โ€“] Cqrd@lemmy.dbzer0.com 14 points 2 years ago* (last edited 2 years ago)

Some banks in the US don't do overdraft, some do, my bank doesn't charge for overdraft. It really just depends on how scummy your bank is.