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What are some things you can/should cheap out on?
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Gonna respectfully disagree back at you. You don't have to get a $100 crapsung, but most people whose work depends on a good phone still don't need a $2000 top of the line phone.
An iPhone SE or Pixel ?a phone is more than sufficient for almost anyone anything more I'm probably going to call opulence.
Well the prompt was what are things you should cheap out on. I have a pixel 6, I think it was $600 or something like that? But to me cheaping out on a phone would be like a $100 device.
Because of how often I use it, it's worth it to me to not have bloatware, to have a good camera, for the battery to last, resistant to water, etc.
Pixel 7a is currently $500 new, so good mid tier device. https://store.google.com/us/product/pixel_7a
But really what you should do is get a used mid or top tier phone that's one or two generations behind. Depreciation on phones is so great that you get a lot of bang for your buck.
For example mint condition Pixel 7 is $300
https://swappa.com/listings/google-pixel-7?carrier=&color=&storage=&modeln=&condition=mint&sort=