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Epic Games reportedly hit by 189GB hack, including login and payment info
(www.rockpapershotgun.com)
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That's not a requirement. You can make payments without one though the odds of approval aren't great. If the actual real card numbers got leaked, you need to cancel that card. Also if they actually leaked REAL card numbers, Epic is going to be in deep shit with the card brands.
This article has no real details though so we'll see. I kind of doubt this is legit.
I guess the answer is money, but why would you do any handling of card details in-house. Having a third party process transactions passes to some degree ensuring security onto said third party.
I'd still doubt any risk of full card details being leaked unless the hack goes much deeper than just Epic.