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I didn't read the TOS for Baldurs Gate 3 until now
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Excellent breakdown. This almost definitely only applies to the Deluxe Edition that is a physical copy.
Steam explicitly doesn't let you give your account away or sell it, likely because they service so many different companies, that it would be impossible to handle the licensing changeover for all your games. It's still frustrating, but it also makes a little sense, considering each game is often owned by a series of different companies.
I'll only buy digital games if I get them at garbage bin sale prices. If I can't sell it when I'm done, I'll only pay an amount small enough that I wouldn't go through the trouble of selling it.