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That’s why you use virtual cards for services that you aren’t sure you want to renew and have them lock automatically right before they do. Better yet, use virtual cards everywhere you can.
I wish more banks did virtual cards. The only credit card I have that does is Capital One.
Citi used to. Not sure if they still do.
There's a website called privacy.com for US that lets you virtualized any debit card. I believe PayPal has the feature too.
I'm very familiar with privacy and I use it for some stuff. But I very much prefer to use a credit card if I can.