Saying that some projects, at some point in their lifecycle, don't need certain things, is not saying that those things have no place. Also, if one can't design a monolith that isn't bloated and tightly coupled, one definitely has no business designing microservices. Using microservices is neither necessary, nor sufficient to achieve decoupling.

Monolithic services are the ideal way to begin a project, as using basic good practices, we can build a service that does many things with minimal coordination, and as it grows and requirements change or are discovered, we can easily refactor to keep things simple. As the software matures, we find the natural service boundaries, and find that certain pieces would perform better if they were separated out and could scale independently, or act asynchronously. Since we have followed good practices, this should usually be a simple matter of removing a class or module to a new service, and replacing it with a facade, such that the rest of the monolith doesn't have to change at all.