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this post was submitted on 01 May 2024
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A Boring Dystopia
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I will never understand why people work so hard to pay off student loans..If you've been paying off a loan for years and the balance just keeps going UP, the sensible thing to do is default on the loan, accept the consequences of that (which is minimal with student loans) and move on with your life
Edit: everyone saying they will garnish your wages, this is not something that is common, its fear mongering. If anyone has personal antidotes about having their wages garnished I'd love to know how long that process took and what it was like but I doubt we will see any.
I thought one of the big problems with America's student debt was that you can't effectively default on it? That it will still persist even after filing for bankruptcy for example?
And guess who is president and responsible for that?
Not how it works you utter fucking moron
By default I just mean stop paying. You can't get rid of the debt by bankruptcy or anything, you still owe it, but it also doesn't affect peoples credit score as much as many seem to think it does.
They can garnish your wages