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this post was submitted on 16 May 2024
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Physical cards are harder to mess with then a phone. Physical cards are safer.
Can you explain that one to me? Anyone can take my card and use it, no one can take my phone and use it.. also I would notice my phone being gone sooner. Cards dont have to transfer to other devices and have to be readded with the banks verification. A card is as easy as beep and draw an X, or not even have to "sign".
Until you get hit by a card skimmer. Encrypted NFC is safer than a physical card.
and how, pray tell, do you think contactless cards work?
I was referring to services like Apple Pay
I haven't used a swipe in years. Virtually all contact less now.
I can put my credit card number in any transaction directly, and so can anyone else. Digital payment can provide a random one time card number (at the expense of privacy, admittedly). Physical cards are absolutely not safer.