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How I fell for a BNZ text scam that cost me $35k
(www.stuff.co.nz)
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How do they not generate already existing phone numbers?
I've seen comments from people who've gotten calls from themselves, as in they've spoofed the number they're calling.
They do, but the possible numbers compared to the ones saved on your phone mean it's unlikely to be one in your contacts. It probably happens occasionally though.