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[-] ruse8145@lemmy.sdf.org 1 points 5 months ago

It's basically a credit card through an online bank that draws from a debit account.

For me, as a later of protection, I made a free capital one account (any will do, cap one was mostly random and i don't particularly endorse or hate them) and then the pdotcom "credit" draws from that. Their early implementation was using a prepaid debit card but they switched to credit like 2 years back and it's been good ever since. Even with other solutions I can't recommend enough taking a look.

this post was submitted on 29 May 2024
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