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Redbox’s disc rentals are over
(www.theverge.com)
This is a most excellent place for technology news and articles.
I doubt it'd slip through the cracks... The late fines are fully automated. The advertised price is a daily rental rate. For every day you have the item, you get charged that amount. Once you hit the maximum amount, it stops charging you and you can keep it (at that point, you've paid the full price of a new movie or game, but just own a second-hand one...)
In theory could you not use a prepay card unless it reserves a charge for the theoretical full amount up front?