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The one caveat to building is if you build a PC and a single component is faulty, you are now responsible for determining which component is to get the RMA done. That can be a big hassle. One time for me it was actually two different components that needed to be replaced by the manufacturers, and that was a pain to figure out.
that is definitely true however the added benefit is typically a longer warranty range as buying a laptop would typically mean that all components would be sold under a single flat warranty cycle/deadline
plus even if your computer is borked, you can still take it into a microcenter, memoryexpress, brick-and-mortor retailer to have their technicians figure it out the problem for a cost
I often have these time vs cost tradeoff discussions with my customers after they've been informed on the basics