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Decided to start paying predominantly cash again (lemmy.mtate.me.uk)

submitted 3 months ago by smeeps@lemmy.mtate.me.uk to c/privacy@lemmy.ml

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I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I'm doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

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[-] rmuk@feddit.uk 2 points 3 months ago* (last edited 3 months ago)

A lot of the convenience of the modern UK high street baking sector is because of Girobank, the 1960s Government's successful attempt to force modernisation on the banking industry. When I hear about the ass-backwardsness of other country's banking arrangements (especially the US) I give a little thankyou to Girobank.

Edit: Also, yes, tourist ATMs are predatory bullshit.

this post was submitted on 29 Jul 2024

289 points (96.5% liked)

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