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Decided to start paying predominantly cash again (lemmy.mtate.me.uk)

submitted 3 months ago by smeeps@lemmy.mtate.me.uk to c/privacy@lemmy.ml

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I had two reasons, the first is because i found it way too easy to spend on my card without thinking, and the second because I wanted to regain a bit of privacy alongside everything else I'm doing. Ive set it up in my bank that on payday, an amount of my salary automatically goes to the bills account, some goes to long term savings, some to short term savings, then the rest I take out in cash.

It really does change my perception of spending I think: Ive found myself not buying things because I didnt want to break a note and carry change. I can physically see how much I have left. I can take £20 to the pub and leave when its finished. Plus it feels really good knowing every single transaction isnt stored forever. I have a small amount of money on a contactless ring for emergencies like a bus fare or somewhere that unexpectedly only takes card.

Is anyone else still predominantly using cash day to day?

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[-] LouSpooner@lemmy.world 12 points 3 months ago

I encourage cash spending at a small business I operate. Average sale is around $150, 10% discount for using cash. About 25% of people pay cash.

It's very thinly veiled tax avoidance, but zero people have complained or called us out in it.

[-] bountygiver@lemmy.ml 4 points 3 months ago

well nobody complains about having to pay less, and calling it out means they might lose the discount in the future and who would want that?

this post was submitted on 29 Jul 2024

289 points (96.5% liked)

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