[Spain] Opinions on a Spanish online bank? / ¿Opiniones sobre los bancos españoles sin comisiones? (lemm.ee)

submitted 2 months ago* (last edited 2 months ago) by Sagan@lemm.ee to c/yurop@lemm.ee

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cross-posted from: !esp@lemm.ee https://lemm.ee/post/40881099

Hello,

So far I have been using N26 and Revolut, which allow me to have Spanish IBANs.

Now I would like to open an account with a bank without fees, like OpenBank or BBVA online account. Mostly I plan to use the apps, so they would have to be good.

Do you have any advice and which banks I should absolutely avoid?

Thanks

Hola,

Hasta ahora he estado usando N26 y Revolut, que me permiten tener IBAN españoles.

Ahora me gustaría abrir una cuenta en un banco sin comisiones, como OpenBank o BBVA online account. Sobre todo pienso usar las aplicaciones, así que tendrían que ser buenas.

¿Tenéis algún consejo? ¿Y qué bancos debería evitar absolutamente?

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[-] jdr@lemmy.ml 2 points 2 months ago

Avoid la Caixa, they're only good if you want a doorway to sleep in. Revolut is officially a Lithuanian bank, but otherwise I'd say that's the best choice. OpenBank might be worth checking out too.

[-] Sagan@lemm.ee 1 points 2 months ago

Thanks, you are not the first one to bring Caixa as being bad.

Are you an OpenBank customer yourself, or did you just hear good things about it?

[-] Daklon@beehaw.org 2 points 2 months ago

Be carefull with openbank. I haven't use it, but they are just the online version of Santander bank, and Santander is one of the worst Spanish banks out there.

[-] Sagan@lemm.ee 1 points 2 months ago

Ah, I just opened an account with them. I guess I might close it if it's too bad.

Which banks do you recommend?

[-] Daklon@beehaw.org 1 points 2 months ago

I have tried ING and n26 only. Both work fine, no major problems with them. For ing i think that you need to send your paycheck to the ing account in order to have 0 commission. I've also heard good things about abanca and evo.