Your house isn't increasing in value, the buying power of your currency is falling.

I'm not selling in the foreseeable futher, so i care little.

In the US, at least, the last housing market crash was because people couldn't afford their homes. Since most homeowners are now on fixed rates and most people's incomes are significantly up since they purchased, there probably won't be a housing market crash like last one. Even with losing a job, a lot of these people could get a significantly less paying job and still be relatively okay compared to their Great Recession compatriots. With investors, most aren't in real estate for the short term. A lot sit on housing they don't rent or lease, even in a seller/landlords market. So you're left with poor investors and the short term housing investors, who can probably cause a collapse by themselves, but in an increasingly wealthy domestic and international market base, those will most likely be bought up before a significant dent in the housing market happens.

However, the federal government needs to increase housing supply and public transportation infrastructure by an obscene amount very soon, unless it wants a major economic and societal collapse in the coming decades that it may not be able to pull itself out of. A housing market collapse like 2008 should be the least of their worries.

Absolutely! I only just bought my first house, which means I have a bit of a higher mortgage, but a house is simply a tool for survival.

I'm not planning on moving so it doesn't really matter what my house is worth. It was relatively cheap to begin with; 105k€. My monthly payment for the mortage is 520€ while the rent my friends are paying is usually 700€/month or more. That would cover my water and electricity bill aswell and I'd still have money left over.

I am ready, my capital willing and able.

(I will be doing my best to make the housing available to who needs it, fuck profit for profits sake)

Home owner, I started buying back in 2007. Been through one crash, and if another crash makes it so I can move again, fuck it. Let the whole thing just burn.

I never counted on equity, and the system was fucked from the start. At least this way I wouldn't feel trapped.

I'm just trying to build wealth and just entered the market, so I'm not too excited for me, but it needs to happen. It's a basic necessity that the majority of people can't afford, how is that okay? I will lose a bunch if the market crashes and probably never be able to achieve my goals, but its not very feasible right now anyway. I wanted a hobby farm, thats never going to happen regardless. Something has to change.

I don't really care if it crashes, but it would be a great time to buy a cheap second house. Right now I live in a cottage that is 500sf