Betterment and Praxis

I’m not touching anything. Everything is staying put. No need to move it.

Hopefully your 401k is diversified with international stocks and other assets, which have been increasing as US stocks have decreased. Definitely dont panic sell now. In the short term, the US stock market may keep dropping or it may hold steady or increase from here. In the long term, unless capitalism truely fails or is dismantled in the US, a diversified stock portfolio will go up.

The only guaranteed thing is that as soon as you sell, that will be the bottom.

Not doing anything. Just buying more when I can. I sold during the dot com bust because I was young and stupid.

Since then, I've always just kept buying, and I've always come out ahead once the market recovered.

By and large, you should ride it out unless maybe you're intending to retire imminently. Yes, the overall value of the portfolio is going down but generally speaking the market is always going up in the longer term. That was the advice we were given at least was to ride it out because you can acquire more stock at a cheaper price for the same amount of money you were already setting aside into those accounts.

(all assuming your day-to-day needs are met first and foremost)

Are you asking because stock prices are falling? Usually you want to buy low, sell high………