Can we just do GNU Taler already?
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You'll be happy with the iban phonebook OK. I know I am. (Needs more banks though)
Wero went from "never heard of it" to "it's already on my phone!?" to "nice ad at the Berlin main station" in like four months. Impressive!
It is a shame, they use american cloud tec 🥲
One step at a time
If only that would be the plan. I‘m certain they went the path least reisistence (technically speaking) and without second guessing those decisions.
Lol these steps are taken before implementing it
I've read about it it's apparently a northern European initiative to create something that already exists in a lot of southern countries but independently. They also don't want to use our systems, and will probably force us to swap to wero.
Really weird time to start animosity with south and north. I'll keep using Bizum...
That's a weird take... I never heard of bizum, likely because it is something super local, like some of the payment systems the Danes have. These companies never really wanted a pan-european system in the first place. Wero is trying to establish this. E-commerce functions will roll out soon and after that, you'll also be able to pay in shops. It's going to be a real alternative to PayPal some day. I don't see how this is creating a divide between north and south?
Maybe inform yourself more before commenting then I guess. Bizum is not a company per se, it's an initiative from the Spanish government supported by the banks. Portugal has their own and Italy too iirc. They even are all integrated between them, I can use Bizum to send money to someone from Italy using MB Way and so forth.
As stated, it's weird that they are rolling these systems first on the countries like germany when there's southern countries with systems that are super similar. If you have seen the wero roadmap the plan to roll out to southern countries is years away,they are prioritising integration in Germany and so on before unification.
You mention all they want to roll out and that [I'll] be able to use it in commerces, yeah no that's my point I won't because they are not prioritising the rollout where I live, when we already have a very similar technology and the adoption would have been fast. Don't they want users?
The reason why the southern countries separated from the initiative is because instead of using our highly adopted systems as base, the northern initiative wanted us to spend money to develop everything from scratch, which is pretentious and idiotic, but not a surprise...
I don't like how Wero presents itself as the unifying solution, when the best thing would have been to integrate with the already working international interconnectivity of country specific systems.
Do you have sources for your claims? To me it sounds like you want this division. I never had the feeling there was one in the first place. That's why I find this claim a bit weird. There may be some other reasons behind this decision. Maybe it's unifying a fragmented mess of systems? Because that's what it sounds like to me.
You can feel free to carry on using your system, as the Danes do as well. Then later on you may want to adopt Wero, or perhaps your existing systems will be integrated or they have an interface or whatnot.
Do you have sources for your claims?
Yeah, I read a bunch of articles and kept expanding the response, that's why it's so fragmented, sorry. They are in Spanish though.
To me it sounds like you want this division.
I'm not the only one calling the wero a french-german solution.
Maybe it's unifying a fragmented mess of systems?
There was an intention to do that in the beginning from the southern countries, but the French and German banks had clear stances that they wanted to do it from scratch and asked the banks with those solutions already implemented to basically throw out all of their implementation to do a separate one. As you suggested, interoperability between systems is what Spain, Portugal and Italy are looking for, since they already have their sort of the legwork done.
Anyway, I feel like you are being overly aggressive in regards to my initial stance, where I was right in my assessment on the technology's development issues.
Like, I was excited and tried to see if my banks were supported, then I saw that no Spaniard bank was, I searched "Wero Bizum" and found the articles I linked you, then wrote my initial comment. It's not a strong source per se, but I trust the factual information they have presented. I'm not against interoperability or unification of systems but against the unnecessary rewriting of ours when they work perfectly fine.
Thanks for taking the time. I know German banks can be very bossy with the EZB and all, but I don't think it is to create a divide. I guess I misunderstood you, it sounded a bit as if you were being aggressive in your original post but I'm clearly in the wrong. I didn't quite like the whole north-south divide sentiment, because other Nordic countries also have their own working systems and they're also not on board with Wero from the beginning. I'm a huge fan of how Spain handles things lately and truly believe us Germans can learn a lot from you and I wasn't aware of any north-south beef (except within Germany, lol).
I'll read up a bit on the topic. You've piqued my interest! I'm still excited for a unified European solution and don't really care who does it, as long as it's good and safe.
Edit: apparently Wero has decided to cooperate with bizum because they must grow fast: German article this time
Thanks for that link, those are good news! Just like Spain is a multicultural country where interoperability between citizens is seen superior to unification, I feel the same with Europe. We should work together, each country bringing their strengths. If in the future Bizum and other country specific solutions disappear or are renamed I don't really care as long as everything is done as efficiently as possible.
I'll admit that I should have said french-german instead of northern Europe, in my defense the articles I linked only mentioned Spain, Portugal and Italy, but Netherlands had the same reaction as you said so that wasn't a fair assessment.
The day I can use Bizum/Wero/??? to pay my groceries will be glorious. ❤️
Sadly very limited. Not every bank account is supported and it’s rare to find a shop that accepts it.
I assume that that will less and less of a problem though.
You have to use an app and cant use a website, thats my problem with android8
Tried activating the feature on my banking app (ING), but it always crashes :(
With out oft world reasons you have to use their banking app and have to put in your mobile number and HAVE TO SYNC YOUR CONTACTS. At that point i cancled that shit.
You do not have to. At least iOS allows you to select if you want to give access to all contacts, specific contacts or no contacts at all.
It’s like many of the messaging apps: how would you be able to select to whom to send money if you don’t share the contacts
Like, put the phone number into a text field within the app? They don't need access to the address, the birth date, e-mail, whatever else I save about my contacts.