If you bought when rates were low. With today's rates, $2k per month buys you about $250k.

Rent isn’t debt. Think of renter paying that much, plus that much debt and it’s only going to get worse

Yea, my mortgage is around 900 and my car is 500 something but it's also an electric car, then I have solar panels I'm paying off. I feel like 1500 is low.

And that doesn't include the other monthly costs. Property tax is semiannual but if you have an escrow account it's paid monthly. And property insurance is pricey. If you don't put enough down, you'll have mortgage insurance too. A $2100 mortgage is fine, but it's more like $2800 when the other monthly costs are included

Why do banks loan money to people who can't afford the thing in the first place? We are so doomed.

It's elementary my dear Watson. When the house of cards fall. It is not the bank who picks up the check but the government.

Ha, you just described me, except with a more expensive house and Mini van instead of pick up. I'm in Manitoba though so the economy is working fine for us, slow and steady she goes. Looking forward to Mexico next week too. We sock away on average 3k/mth and have no debt other than the vehicle and mortgage. House was just assessed at 200k more than we paid last year too.

I'd say gtfo of Quebec and settle in a nice prairie town like Winnipeg or Saskatoon. Opportunity is everywhere. My wife has a 6 figure job working entirely remotely, lots of jobs are pretty portable these days. I'm in construction. Nothing flashy, just steady.